Founder-built. Cashflow-first. No dilution to date.
We design and ship consumer apps and fintech rails powered by automation and AI. We grow by solving real problems for real customers—shipping production software, not pitch decks. We consider strategic capital only when it accelerates distribution, compliance, or durable product advantage.
What sets us apart:
Speed with control — reference architectures, governed pipelines, reviewable changes
Compliance-ready — KYC/AML patterns, PCI-aware data paths, segregation & logging
Daily frequency — consumer apps + embedded finance drive retention and data moats
Capital efficiency — ship in weeks, validate CAC/LTV early, scale what works
Built for scale — resilience patterns, SLOs, isolated environments
What we build
Consumer Experience — onboarding, checkout, loyalty & rewards, AI recommendations
Financial Infrastructure — payments, wallets, payouts, audit-ready ledgers
Intelligence Layer — automation + AI, real-time dashboards, predictive insights
Interested?
support@zillennial.xyz · +1 (619) 674-8902